4.2 Fake Payment Screenshot Scams

The scammer initiates a buy trade on the platform, which locks the seller's crypto in escrow. Instead of making the actual payment, the scammer creates a fake screenshot that resembles a successful UPI or bank transfer confirmation.

The scammer then sends this screenshot through the platform chat and marks the payment as completed. They may add urgency by saying they need the USDT quickly for an important transaction or that the payment might take a few minutes to reflect.

The goal is to convince the seller to release escrow based on the visual proof before verifying the actual bank credit. Once the seller releases escrow, the crypto is transferred to the scammer's wallet irreversibly.

While fake screenshots can be sophisticated, there are often telltale signs. Look for inconsistencies in font sizes, alignment, or spacing compared to genuine payment confirmations. Differences in colour gradients or image quality can also indicate manipulation.

Check whether the date, time, and transaction amount on the screenshot match the trade details. Scammers sometimes reuse old screenshots or screenshots from different transactions.

However, do not rely on visual analysis alone. Even a perfect-looking screenshot means nothing if the money has not arrived in your bank account. The only reliable verification is checking your actual bank balance.